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MassMutual Annuity Loans

Can You Borrow Against Your MassMutual Annuity?

Yes, you can take a loan from your MassMutual annuity if you have a tax-sheltered annuity. The minimum loan amount for MassMutual annuities is $1,000 and the maximum is $50,000. The minimum loan amount for MassMutual Ascend annuities is $500 and the maximum is $50,000.

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What is the Term for MassMutual (Ascend) Annuity Loans?

MassMutual annuity loans typically have a maximum 5-year term. Loans used to purchase a principal residence may have a maximum term length of 10 years for Flex Contracts and 15 years for Artistry Contracts. MassMutual Ascend annuity loans typically have a maximum 5-year term, but loans used to purchase a principal residence may have a maximum 30-year term.

Massachusetts Mutual Life Insurance Company Contact Information

Website: https://www.massmutual.com/retirement/annuities

MassMutual Ascend
PO Box 5420
Cincinnati OH 45201

Phone: (800) 854-3649
Fax: (800) 482-8126

MassMutual
Annuity Service Center Hub
PO Box 9067
Springfield, MA 01102-9067

Phone: (800) 272-2216
Fax (866) 329-4272

Can You Sell Your MassMutual Annuity?

Yes, you can sell rights to your MassMutual annuity. Contact us if you’re interested in receiving a lump sum for your Massachusetts Mutual investment annuity or structured settlement annuity payment rights by completing the form on this page or calling us at (877) 547-3672. Unfortunately, we do not offer annuity loans.